User Agreement - Loansapps.ph

The User Agreement dictates the terms and conditions for utilizing the loansapps.ph platform. These guidelines, set forth in this section of the website, are designed to safeguard the interests, security, and data privacy of our visitors.

Before accessing our platform, it is imperative for every visitor to thoroughly review and accept this agreement. In the event of any disagreement with any clause, visitors must terminate their session on the site. By using our site, you explicitly consent to abide by these terms.

This section provides detailed information about our service, which entails comparing loan offers, along with the corresponding conditions for utilizing this online resource. It also outlines the rights and responsibilities of both the administration and the users. Furthermore, it includes accountability for the actions of various individuals and other pertinent details.

Please take note that the user agreement may undergo changes without prior notice to users. In such cases, the updated version of the agreement will be promptly published, allowing each user the opportunity to review it. If you disagree with the revised agreement, you must discontinue using the platform.

Description of services provided by this web resource

The loansapps.ph platform showcases loan offers from leading lenders in the Philippines. Our dedicated team curates and publishes these offers on the loansapps.ph page, providing users with a convenient means to compare them. The website simplifies the search and selection process by consolidating all the necessary information and links on a single page. It is important to emphasize that the content on our site does not constitute specific loan offers. Instead, users can review the provided information and follow the link to the selected lender's website to obtain a loan offer tailored to their needs and familiarize themselves with the associated conditions and requirements.

It is crucial to note that the websites listed on our platform have their independent terms of use, which remain valid irrespective of our User Agreement.

Rights and obligations of site users

Users are granted the right to access and utilize the site's content solely for personal purposes, including:

Gaining insights into the microfinance organizations operating in the Philippine market.
Familiarizing themselves with the loan offers provided by these organizations.
Comparing the available offers and making informed choices.
Obtaining other relevant information from our website, such as answers to loan-related inquiries.

All services provided by the site are completely free of charge.

Users are strictly prohibited from utilizing the site's content for commercial purposes or without explicit permission from the site administration. The usage of this website must comply with the laws of the Philippines. Any violation of the rules or illegal usage of our website constitutes a criminal offence.

Users bear sole responsibility for their own data and the personal data of third parties provided during their use of the site. The information provided must be accurate, complete, and correct. In the event of any changes to the user's personal data, it is their responsibility to promptly inform the site administration.

The site management reserves the right to restrict access to our platform for users who violate any of the specified conditions.

Site visitors can contact the site administration via the feedback form in the "Contacts" section for any queries or clarifications.

Rights and obligations of the site administration

At loansapps.ph, we are fully committed to ensuring the seamless functionality of our platform and promptly addressing any technical issues for the benefit of our users.

As the site administration, we possess the authority to modify the content and design of the site, including the removal of any materials, without prior notice to users. These actions may be undertaken at any time to enhance the quality of service provided to visitors and improve the overall user experience on our platform.

The protection and privacy of user data are of utmost importance to us at loansapps.ph. We strictly adhere to the laws of the Philippines and our internally developed privacy policy to ensure the security of your personal information. We guarantee the safety of your data and pledge not to disclose it to any third parties without obtaining your explicit consent.

With your consent, we reserve the right to notify you about relevant new products, services, special offers, discounts, and other pertinent information using your contact details (email or mobile phone number).

In the event of a violation of the user agreement, privacy policy, or any other site rules, our team may temporarily or permanently restrict a specific user's access to the platform. This measure is implemented to uphold the security of the web resource and comply with the legal requirements of the Philippines. Please note that we are not obligated to inform the user in advance regarding such actions.

Limitations of administration's responsibility

It is important to acknowledge that the content provided on this site is purely for reference purposes. Therefore, we cannot guarantee the reliability or accuracy of the information posted on our platform. We assume no responsibility for the information available on the site, and we strongly advise users to independently verify any loan-related information on the official websites of microfinance organizations with whom they intend to collaborate.

Any transactions between the lender and the platform user, as well as any consequences resulting from a breach of contract, fall beyond our scope of responsibility. We do not offer loan services, nor do we provide any guarantee regarding their quality or compliance with the provided description. If you have any inquiries or complaints regarding the loan service, kindly direct them to the relevant third-party provider.

The users of this site bear sole responsibility for decisions made based on the information provided on our platform. While we provide information to facilitate the understanding and comparison of available loan offers, we do not serve as financial advisors or intermediaries in loan transactions. We disclaim any responsibility for violations of Philippine laws or the rights of third parties.

We cannot be held accountable for any damages resulting from the use of our platform or the information contained therein. Additionally, we are not responsible for any losses arising from platform breakdowns or malfunctions.